by Graham Cross on February 27, 2012
‘May you live in interesting times’ is said to be an ancient Chinese curse (though its origins are far from clear) and it is certainly a phrase that applies to the Independent Financial Adviser (IFA) industry at the moment. Next year the FSA’s Retail Distribution Review will come into force, …
Read ‘What clients should expect from their financial adviser’ »
by Steve Wood APMI on February 24, 2012
Steve Wood, Helm Godfrey Head of Projects, who is leading the company’s auto-enrolment proposition, comments on reports that Bill Galvin, chief executive of the Pensions Regulator, has said that DC pension schemes with less than 1,000 members may be unable to deliver fair outcomes for members.
“I find this an amazing …
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by John Deacon DipPFS on February 21, 2012
Danny Alexander, Chief Secretary to the Treasury was quoted in the Daily Telegraph on 10th February 2012 as saying that the removal of higher rate tax relief on pension contributions would save the Exchequer more than £7billion.
The most recent report from ONS on Pension Trends (Sept 2011), with combined sources …
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by Steve Wood APMI on February 20, 2012
After much discussion, consultation, legislation, draft regulation, detailed guidance, further consultation and subsequent amendments, the new requirements for employers to make compulsory pension provision for employees are due to come into force later this year. Although many details are still to be confirmed, the Government has now announced clarification of …
Read ‘Pensions – New Employer Duties start from October this year’ »
by John Deacon DipPFS on February 20, 2012
700,000 people of working age in the UK are suffering from Cancer. Macmillan Cancer Support believe that this number is set to grow considerably. In addition, it is estimated that there are 1.1 million people in the UK caring for cancer sufferers, a proportion of whom are working part-time so …
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by Ed Smithson BA (Hons) FPMI on February 17, 2012
Whilst concentrating on your clients and core business activities, it’s easy to neglect managing your employees. Our HR consultancy services will help you design and establish pragmatic processes to manage and optimise your employee investment.
The key areas where we can add value are:
Organisational Design
Designing employee strategies, structures and programmes that …
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by John Deacon DipPFS on December 13, 2011
Helm Godfrey, the independent employee benefits and wealth management consultancy, has appointed Steve Wood to join the senior corporate consultants’ team.
The appointment of Steve, formerly of Bluefin Corporate Consulting, marks another milestone in the growth of Helm Godfrey as a leading provider in the corporate advice market. Steve joins in …
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by Graham Cross on November 21, 2011
Financial advice and wealth management is a people business and in order for us to maintain and improve the high standards of service we deliver for our clients we must invest in our staff.
That is why we at Helm Godfrey place a great of emphasis on the personal and professional …
Read ‘Why personal & professional development matters’ »
by Mark Weeks AIFP CFP DipPFS on October 20, 2011
Were you a parent of a teenager in the 1980s? If so, you may well recall Adam Ant dressed as the dandy highwayman crying out: “Stand and deliver – your money or your life?”
Some 30 or so years on, as you now approach retirement, ask yourself: your money or your …
Read ‘Stand and Deliver – Your Money or Your Life’ »
by Sam Whybrow on September 14, 2011
When you hear the term financial risk what do you think of? How could financial risk impact on your current or future lifestyle, your legacy, your career, your enjoyment of life, your family, your home, what you have or want to have or who you are or want to be?
Risk …
Read ‘Don’t get run over by Financial Risk?’ »