Were you a parent of a teenager in the 1980s?  If so, you may well recall Adam Ant dressed as the dandy highwayman crying out: “Stand and deliver – your money or your life?” 

Some 30 or so years on, as you now approach retirement, ask yourself: your money or your life. 

The unconscious choice that so many make is that of money over our life: in fact, we are slaves to money: time devoted to paying bills; seeking ‘the best’ investment; worrying whether ‘I have enough to retire on’; as a result, our heavy legs continue to pound the treadmill, work, work, week in, week out, year after year, long hours; job security; fearful of turning on the news to hear of markets falling and thus your pension fund pushing your retirement ever further into the distance. 

At some point, we have all probably said “if I knew then what I know now”.  If so, have you asked yourself “if I am so wise, if I do actually ‘know now’, why am I still waiting to take the right action?” Such sad reflection could be worse if you ever feel the need to utter “if I had my life to live over again……”

Basil Fawlty succinctly summed it up: “What was that? That was your life, mate. Oh. That was quick. Do I get another? Sorry mate, that’s your lot.”

How would it feel to place your life first?  If someone gave you a clean sheet that asked you what do you want to do, to be, to have?

If you’re thinking that I have all the answers, sorry! I haven’t!  But, I do have some questions for you……and it is YOU that has the answers!  Retirement Life Planning is about giving you the time, space, safe environment to let go of your biases, concerns around money and instead decide what it means to you to have the life you desire.

Money may still have some part to play in what you want to do, to be, to have, but instead of controlling you, it will merely act as a facility where you make informed decisions on when and how to use it.  It is important to create a sensible investment approach so you can live your life and leave your investment portfolio to do the job of providing future financial security.

Bringing life and money together, in that order, is where I can help you.

So, take a look at you, your life…….or is it more about the money?