There are several factors which are impacting upon the need for employees to improve their financial awareness.

These include:

1. The decline in final salary schemes and consequent rise in defined contribution schemes. The balance of risk shifting from employers to employees and the need to help employees understand these risks.
2. The rise in spend by employers on benefit programmes and the need for employees to comprehend and value these same benefits.
3. Longer life expectancy and resulting increasing lifetime spent in retirement.
4. New entrants and graduates, whether indebted, saving for their first car or a property deposit.
5. Employees approaching retirement and securing their financial future. Understanding the options and rebalancing their financial assets to meet retirement goals.
6. Age discrimination and succession planning. A financially illiterate workforce will be less well prepared for the financial requirements of retirement and thus unlikely to be financially able to retire and leave the workforce.

For nearly 50 years, Helm Godfrey has been guiding and informing employees, executives and pensioners, helping them to navigate the financial markets and achieve their goals. We provide all forms of delivery, however, we would advocate face to face contact rather than paper or intranet based materials as we have found that this results in greater penetration and understanding.

We offer:

General financial awareness
One-to-one financial advice
Presentation programmes for different life stages
Retirement seminars
Redundancy seminars
Multi-media communications