Companies, Small Businesses & Partnerships
Companies, Small Businesses and Partnerships
Protecting the vision
Just as individuals need protection, so companies need to consider insuring their most important assets - the employees who generate the profits. This can take the form of ‘key man’ protection, where you can cover individuals for critical illness and life. It means, should the company loses the productivity of a key employee, capital will be injected into the business to cover the understandable disruption to costs caused by recruitment and training.
Speak to one of our advisers who will be able to recommend shareholder and partnership protection solutions.
More than ever, both employers and employees need expert financial guidance to help make the right decisions. Helm Godfrey have specialist advisers who focus on services to organisations and the employee benefits market.
Our qualified advisers have experience of serving both the public and private sector, supporting all types of company from large corporations to SMEs and partnerships. With in-depth knowledge and understanding of the various options available, we can help you make the right choices for your organisation and employees.
• Employee Benefits
• Occupational Scheme Wind Up
• Group Personal Pensions/Stakeholders
• Stakeholder Designation
• Personal Accounts
• Pension Protection Funds (PPF)
• Self Invested Personal Pensions (SIPPs)
• Executive Pensions (EPPs)
• Section 32 Buyout Bonds
• Retirement Annuity Contracts (RACs)
• Group Life Cover
• Group Critical Illness Protection
• Group Private Medical Insurance (PMI)
• Annuity Purchase
• Unsecured Pension (before age 75 USP)
• Alternatively Secured Pension (after age 75 ASP)
• Retirement Planning
• Qualifying Registered Overseas Pensions Schemes (QROPS)
• Support for Redundancy Programmes
• Early Voluntary Retirement
• Key-Person and Partnership Protection
• Commercial Mortgages
Whatever your needs, be it pension advice, financial planning information, redundancy advice, or insurance to negate a significant dependency on a key individual, we are here to provide professional expertise to help.
