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ISAs and PEPs
Essential Guides
 
ISAs and PEPs (280 kB)

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Knowledge Bank > Investment > ISAs and PEPs
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01: Introduction

ISAs replaced PEPs and TESSAs with effect from 6 April 1999. ISAs are tax-privileged investment plans and the amount that you can invest in them is limited by annual limits. ISAs may only be run by HMRC approved ISA managers. On 6 April 2008, all personal equity plans (PEPs) were reclassified as stocks and shares ISAs and the PEP regulations were withdrawn.Last Updated 
The value of your investments - and the income from them - can fluctuate and it is possible that you might not get back a significant amount of your investment. Past performance is not a guide to future performance and may not be repeated.