Michelle Gibbs

Chartered Financial Planner

I am a Chartered & Certified Financial Planner with over 16 years experience in financial services and joined Helm Godfrey in 2001. My key area of expertise is in the lifetime wealth management process with a focus on tax savings and pension solutions. 

My aim is to build long term relationships with clients and guide them through the complex financial decisions they have to make throughout their lives. I want to be able to take the worry away from clients regarding their finances.

In my spare time, one of the things I enjoy is running and have also, abseiled and sky dived for charities in recent times.

  • Client Testimonials about Michelle Gibbs
  • "Both previous and existing advisors have done their utmost to understand financial situation and to offer sensible advice."

    Eve, a wealth management client

    I have been with Helm Godfrey for a long time, in recent years Michelle and her team have looked after my financial affairs. I have been happy with the service and we have been through some challenging financial years in recent times. When I reached 65 we did a full review of my finances including a detailed cash flow projection. The cash flow was very helpful, as I could look at predicted expenditure, could match this against available funds and future income. The end result proved, with sensible management, I had enough funds available. Those years of advice gave me sufficient funds to retire, when I chose to do so, or to cut back on my working life soon. Michelle team have also managed my Mothers finances, in recent years and we have been happy with the planning.

    David, London

    Explains to a simple laymen what all the financial jargon means, and what I can and cannot do with my pension pot.

    What could they have done better?

    I don't think there is anything, which she needs to do better.

    Robert, London

    Very approachable and offers practical options

    Michael, London

    I visit Michelle once a year but if I have a problem I can get in touch any time I need to and she usually responds very promptly depending on her work load. She manages all my funds and pensions and investments and makes sure I am able to live and work in the way I want. As I am semi retired she also she helps me think ahead as to how to look after the rest of my family. She is easy to talk to and patient to explain what she thinks I should be doing. I find dealing with all these money matters very confusing and without her it would be impossible

    What could they have done better?

    Before Michelle took over my account I worked with one of her older partners who was wonderful but she retired. Michelle replaced her and had an extremely difficult task to gain my trust. As she was so young, I felt it would be difficult for her to be aware of what an older client would need. Over the last few years she has certainly dispelled my doubts.

    Sandra, Middlesex

    Michelle is always available and gives clear and constructive advice. She is both professional and approachable and understands and adapts to my personal situation.

    Caroline, London

    Michelle is an excellent advisor and very knowledgeable regarding pensions, which is important to me as I plan to retire this year. She is always available when I need to speak to her and is good at explaining financial matters.

    What could they have done better?

    Sorry, I can't think of anything.

    Ian, London

    Pension planning is such a crucial area that you must feel your advisor is up to date with today's ever-changing regulations, fully understands your needs and will offer clear, constructive and
    reliable advice. From my experience Michelle delivers on all these requirements and does so in a professional and extremely personable manner. I respect and value her advice. I should also like to add that, when my previous advisor of long standing retired, I was wary of having to start a new relationship. However, Michelle very quickly made me feel at ease and impressed me from the off with her grasp of my goals and her understanding of the importance I attach to my pension

    What could they have done better?

    During the 3 or so years since Michelle took over handling my account I can't think of any
    circumstances where the service I've received could be faulted

    Alan, Suffolk

    As I live in Scotland, I only meet up with Michelle Gibbs once a year face-to-face, but we email or speak on the phone whenever necessary. MG started taking care of my finances when I was at a very difficult time in my life, & to know that my money/investments/annuity arrangements etc. were all in such capable hands was a huge relief to me. She is always kind & welcoming & puts me at my ease, explaining things in a way that, as a layperson, I can easily understand. Indeed, I have come to regard her more as a friend than a professional advisor.

    Sarah, Argyll

    I have found our discussions clear and any advice easy to follow and to act on. Our meetings
    follow on with minutes, which review our discussions and make it easy to pick up on actions.

    George, Middlesex

    Michelle listens carefully and responds sensitively and responsibly to our changing situation.

    Mike, East Sussex

    Very approachable, sound advice provided in a straightforward manner, good follow through.

    Howard, London

    Michelle has always responded with helpful and constructive advice. In particular I believe that Michelle ensures the most tax efficient annual drawdown from my pension. I also find the annual breakdown of both taxable and non-taxable income drawn down from my pension to be
    most helpful.

    John, London

    Shows a good understanding of this client's needs and is able to provide relevant, focused
    information on which to base decisions; backed by good record-keeping and speedy responses to follow-up enquiries.

    David, Surrey

    Michelle has been our financial advisor for some years now. Her manner has always been calm and considerate, explaining her advice in great detail and taking the time to speak to us personally at least every 6 months and whenever we feel the need. On occasions when we have been nervous about market investments, Michelle has made considerable efforts to explain and clarify the benefits of her advice against an alternative investment option. However Michelle has always given us the opportunity to make our own decision if we so wished. We have always followed Michelle's advice and our portfolio has profited as a result. I have every confidence in Michelle and am happy to recommend her invaluable service.

    What could they have done better?

    I am at a loss to find anything that Michelle could do better.

    Linda, Lancashire

    Very helpful in all ways

    What could they have done better?

    Nothing. Happy with all events

    Peter, Middlesex

    We have been with Helm Godfrey for many, many years and Michelle has always been helpful, friendly and knowledgeable. She has answered our questions enthusiastically with sound advice and is always happy to meet with us should we have any queries or concerns or offer advice by email. She can arrange reviews as often or as infrequently as required, has a good strong team and associations with all the large financial institutions, as well as some of the smaller ones.

    Nicole, London

  • Read Michelle Gibbs's Blog Posts
  • Financial planning and feeling OK about money

    Blog  |    |  by Michelle Gibbs

    When we take on a new client, the first step is often the most important – the initial meeting. This is where I find out more about your situation, wants and needs in a ‘fact finding’ exercise. I find out what sort of advice you require,...

    More »

Profile photo of Michelle Gibbs

020 7614 1003

Contact Michelle

Helm Godfrey
Marlow House
Lloyd's Avenue

View on Google Maps