Things have changed enormously in the 10 years since Helm Godfrey was formed. 1999 was the era of Dot-Com euphoria. Everyone seemed to be making money, the FTSE was peaking at nearly 7000 and we had had an unprecedented decade where the markets...

You may be aware, as this is not something that I have kept particularly secret, that I am a big fan of life planning. It is a subject that is very close to my heart and something I believe is essential to the future of financial planning. Indeed,...