We have been happy with the planning
I have been with Helm Godfrey for a long time, in recent years Michelle and her team have looked after my financial affairs. I have been happy with the service and we have been through some challenging financial years in recent times. When I reached 65 we did a full review of my finances including a detailed cash flow projection. The cash flow was very helpful, as I could look at predicted expenditure, could match this against available funds and future income. The end result proved, with sensible management, I had enough funds available. Those years of advice gave me sufficient funds to retire, when I chose to do so, or to cut back on my working life soon. Michelle team have also managed my Mothers finances, in recent years and we have been happy with the planning.